Effective Date: December 3, 2025
By accessing and using this website (the “Site”), you agree to be bound by these Terms & Conditions (the “Terms”), as well as any additional guidelines, rules, or disclaimers posted on the Site. If you do not agree with these Terms, you must discontinue use of the Site immediately.
The Site is provided exclusively for lawful, personal, non-commercial use. You agree not to use the Site for any illegal, unauthorized, fraudulent, or harmful purpose. You also agree not to attempt to access sensitive data, interfere with Site operations, or violate any applicable laws.
This Site operates as a lead-generation and referral platform. We do not provide life insurance coverage directly. We connect users with licensed insurance providers, advisors, or partner companies who will complete any quotes and provide additional information. We do not guarantee that any quote request will result in an offer or an approved insurance policy.
All information on the Site is provided for informational purposes only and should not be considered financial, legal, or insurance advice.
The Site may contain links or referrals to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Your interaction with any third-party site or provider is done at your own risk.
All content on the Site—including text, graphics, images, icons, logos, and design elements—is owned or licensed by us and protected by copyright, trademark, and other intellectual property laws. You may not copy, distribute, modify, or create derivative works without our express written permission, except for personal, non-commercial use.
The Site and Services are provided “as is” and “as available”, without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties regarding accuracy, reliability, completeness, and fitness for a particular purpose.
We are not liable for any damages — direct, indirect, incidental, consequential, or punitive — arising from your use of the Site or Services.
You agree to indemnify, defend, and hold harmless QuoteWay Canada Inc. and its officers, directors, employees, partners, and agents from any claims, losses, liabilities, damages, or expenses (including legal fees) arising out of:
We reserve the right to modify or discontinue the Site, its features, or these Terms at any time, with or without notice. The revised “Effective Date” will indicate when changes take effect. Continued use of the Site after any updates constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the Province of Ontario and the applicable laws of Canada, without regard to conflict-of-law principles. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the courts located in Ontario.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
If you have any questions about these Terms, please contact us at:
Phone: 1-888-720-0040
Email: hello@quoteway.ca
Address:
401 Bay Street
Toronto, ON M7A 0A6
Canada